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Using EPF Account To Invest In Unit Trust
Using EPF Account to Invest in Unit Trust: What You Need to Know Many Malaysians are unaware that a portion of their EPF Account 1 savings can be used to invest in unit trust funds. When used correctly, this option can help diversify retirement savings and potentially enhance long-term returns — while still keeping EPF as the core foundation. This article explains how EPF Account 1 investment works, who it is suitable for, and the key rules you should understand before making
Helen Ho
Dec 23, 20253 min read


What is PRS (Private Retirement Scheme)?
The Private Retirement Scheme (PRS) is a voluntary, long-term retirement savings and investment scheme introduced by the Malaysian Government to complement EPF (Employees Provident Fund). PRS is designed to help individuals build additional retirement income beyond EPF, especially as living costs and life expectancy continue to rise. PRS was officially introduced in 2012 and is regulated by the Securities Commission Malaysia (SC) . Why PRS Was Introduced While EPF remains
Helen Ho
Dec 18, 20252 min read


Insurance is Not Just a Product — It’s Dignity. It’s Strength.
When people hear the word insurance , the first thing that often comes to mind is a product: a policy, a premium, or a payout. But...
Helen Ho
Aug 25, 20252 min read
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